LOAN CONSULTANT
PremierCredit is Zambia’s leading and fastest growing International financial technology (fintech) company operating in emerging markets in Southern Africa. The company operates an online microlending and Investment platform for small businesses and individuals, making financial services inclusive, accessible, and affordable.
As part of our expansion plan, we are inviting applications from suitably qualified, experienced, ambitious, self-motivated individuals to apply for the position of Loan Consultant
JOB BRIEF
The Loan Consultant reports to the Branch Manager and is responsible for Marketing Business Loan Prodcts to potential clients including Peer to Peer Lending. The Loan Consultant is responsible for the full lending cycle of loan initiation, processing, monitoring, and loan recovery collections efforts regarding clients on his/her portfolio.
KEY DUTIES AND RESPONSIBILITIES
- · Sell all financial products by developing marketing and work plan for the establishment of solid clientele base.
- Identify and sensitize the potential clients in the respective area of operation. Use the company lending methodology to sell the products.
- Process loan applications and evaluate and assess the credit risk of individual clients, appraise client’s repayment capability before disbursing loans.
- Generate and submit on time accurate documentation to enable loans to be disbursed. Maintain complete and accurate loan documentation in the office.
- Monitor loan performance.
- Recover loans and take individual action as per policy to recover delinquent loans.
- Report on the portfolio performance by preparing and submitting reports on the number of clients, repayments, portfolio quality, loan recoveries and follow-up action on delinquent loans.
KEY REQUIREMENTS
Education and Work Experience
- Minimum Diploma in Banking and Finance, Business Administration, Economics, Accounting, or any other related discipline.
- At least 2 years’ experience in SME Business Lending in a Reputable Micro Finance Institution.
- Established marketing skills, necessary for business origination and portfolio monitoring.
- Solid understanding of PremierCredit Zambia’s product suite.
- Teamwork – Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives; Supports everyone’s efforts to succeed.
- Customer Service – Manages difficult or emotional customer situations; Responds promptly to customer needs; Meets commitments.
Applications, consisting of your cover letter and CV only in a single document, should be sent to hr@premiercredit.co.zm. Copies of certificates need not be attached at this level.
Closing date for accepting applications is Friday, 28th July 2023.
* Note: Only shortlisted candidates will be contacted.
